AC
Agentic
Branch Audit

Audit Dashboard

Branch audit lifecycle management

12
Active
5
Day 1 Pending
3
BM Review
8
Critical
156
Completed

Audit Pipeline

Audit IDBranchStageScoreDate
AUD-2025-0001 Andheri West Final Report 42 Unsatisfactory Jan 1, 2025 View →
AUD-2025-0002 BKC Main BM Review - Jan 1, 2025 Review →
AUD-2025-0003 Thane Station Day 1 Pending - Jan 2, 2025 Enter Data →

Pre-Audit Setup

Select branch and schedule audit

Day 1 - Physical Verification

Andheri West • AUD-2025-0003

CRITICALCash 3-Way Reconciliation

Physical Cash Count
Denomination-wise count completed
System EOD Report
Downloaded & verified
Vault Register
Entries matched

CRITICALKeys Register Verification

Vault Keys
Dual custody verified
BM Keys
Holder matches register
BOM Keys
Holder matches register
No Dual Key Holding
One person ≠ two sets

CRITICALLocker Operations

Register vs System Match
Locker count reconciled
Physical Inspection
Random lockers inspected
Agreement Documentation
Documentation complete

HIGHBranch Compliance

Notice Board (SQ Audit)
All notices displayed
POSH Compliance
Display verified
3-Language Signage
Hindi, English, Regional

Day 2 - AI Agents Processing

Andheri West • Q4-FY2025

0.0s

11 AI Agents

0/11
01
Cash Management
02
KYC/AML
03
Account Lifecycle
04
Remittance
05
ATM Operations
06
Deliverables
07
Death Claims
08
Complaints
09
Expenses
10
Compliance
11
Physical Verification

Execution Log

Live
0
Controls
0
Findings
0
Critical
0
Records

Draft Audit Report

Pending BM Review

AUD-2025-0002 • BKC Main • Q4-FY2025

48
Controls
18
Findings
8
Critical
14.2s
Time
⚠️
FRAUD ALERT: Chinese Wall Breach

EMP10236 handled Card & PIN • RBI/2024-25/DEL Section 6.1

Findings - Branch Manager Response Required

Final Audit Report

AUD-2025-0001 • Andheri West • Q4-FY2025

Audit Score Summary

42
out of 100
✗ Unsatisfactory
Trend: ↓ Declining
Previous: 68

Score Breakdown

Cash Compliance12/20
KYC/AML8/15
Physical Verification10/20
Operations12/25

Rating Scale

Satisfactory: 85-100
Adequate: 70-84
Needs Improvement: 50-69
Unsatisfactory: <50
48
Controls
18
Findings
8
Critical
12
Accepted
6
Rejected
⚠️
FRAUD DETECTED - Escalated to Vigilance

Chinese Wall Breach • EMP10236 • RBI/2024-25/DEL 6.1

Final Findings

ParameterActualPolicy NormPolicy RefStatus
Chinese Wall ComplianceBreach (4)0 breachesDEL-6.1Fail
Cash Retention₹28.5L≤ ₹25LCM-1.1Fail
Key RegisterMismatch100% matchPHY-11.2Fail
EDD Compliance3 missing100%KYC-2.2Fail
Dual CustodyCompliantRequiredCM-1.2Pass
POSH DisplayDisplayedRequiredPHY-11.4Pass
4 parameters within policy norms. 4 deviations require remediation.

RBI Audit Policy Framework

Master Direction - Branch Operations 2024-25

v2024-25Effective: Apr 1, 2024