AC
Agentic
Branch Audit

Audit Dashboard

Branch audit lifecycle management

12
Active
5
Day 1 Pending
3
BM Review
8
Critical
156
Completed

Audit Pipeline

Audit IDBranchStageScoreDate
AUD-2025-0001 Andheri West Final Report 42 Unsatisfactory Jan 1, 2025 View →
AUD-2025-0002 BKC Main BM Review - Jan 1, 2025 Review →
AUD-2025-0003 Thane Station Day 1 Pending - Jan 2, 2025 Enter Data →

Pre-Audit Setup

Select branch and schedule audit

Day 1 - Physical Verification

Andheri West • AUD-2025-0003

CRITICALCash 3-Way Reconciliation

Physical Cash Count
Denomination-wise count completed
System EOD Report
Downloaded & verified
Vault Register
Entries matched

CRITICALKeys Register Verification

Vault Keys - Dual Custody
BM Keys - Holder Verified
BOM Keys - Holder Verified
No Dual Key Holding

CRITICALLocker Operations

Register vs System Match
Physical Inspection Done
Agreement Documentation

HIGHBranch Compliance

Notice Board (SQ Audit)
POSH Compliance Display
3-Language Signage

Day 2 - AI Agents Processing

Andheri West • Q4-FY2025

0.0s

11 AI Agents

0/11
01
Cash Management
02
KYC/AML
03
Account Lifecycle
04
Remittance
05
ATM Operations
06
Deliverables
07
Death Claims
08
Complaints
09
Expenses
10
Compliance
11
Physical Verification

Execution Log

Live
0
Controls
0
Findings
0
Critical
0
Records

Draft Audit Report

Pending BM Review

AUD-2025-0002 • BKC Main • Q4-FY2025

48
Controls
18
Findings
8
Critical
14.2s
Time
⚠️
FRAUD ALERT: Chinese Wall Breach

EMP10236 handled Card & PIN • RBI/2024-25/DEL Section 6.1

AI Recommendations Summary
18 findings analyzed • 12 action items generated
Risk: HIGH
IMMEDIATE ACTIONS (Within 24 hours)
1.
Segregate Card & PIN handling immediately
Assign different staff members for card dispatch and PIN mailer handling
Vigilance
2.
Deposit excess cash ₹3.5L to currency chest
Current holding ₹28.5L exceeds limit of ₹25L
BM
SHORT-TERM ACTIONS (Within 7 days)
3.
Complete EDD for 3 high-risk accounts
Accounts flagged: AC001234, AC005678, AC009012
BOM
4.
Update Key Register - BOM holder mismatch
Current holder name doesn't match register entry
BM
5.
Reconcile locker register with system
3 lockers showing variance between physical and system
BOM
MEDIUM-TERM ACTIONS (Within 30 days)
6.
Conduct staff training on Chinese Wall policy
Mandatory training for all deliverables handling staff
BM
7.
Implement daily automated cash limit alerts
Set up system alerts at 80% and 95% threshold
IT
8.
Establish weekly key register audit process
BOM to verify all key holders every Monday
BOM

Findings with AI Analysis - BM Response Required

Final Audit Report

AUD-2025-0001 • Andheri West • Q4-FY2025

Audit Score Summary

42
out of 100
✗ Unsatisfactory
Trend: ↓ Declining
Previous: 68

Score Breakdown

Cash Compliance12/20
KYC/AML8/15
Physical Verification10/20
Operations12/25

Rating Scale

Satisfactory: 85-100
Adequate: 70-84
Needs Improvement: 50-69
Unsatisfactory: <50
48
Controls
18
Findings
8
Critical
12
Accepted
6
Rejected
⚠️
FRAUD DETECTED - Escalated to Vigilance

Chinese Wall Breach • EMP10236 • RBI/2024-25/DEL 6.1

AI Remediation Roadmap
8 action items • 30-day completion target
3 Completed 5 Pending
Action ItemTimelineOwnerStatus
Segregate Card & PIN handling24 hrsVigilanceDone
Deposit excess cash ₹3.5L24 hrsBMDone
Complete EDD for 3 accounts7 daysBOMIn Progress
Update Key Register7 daysBMDone
Reconcile locker register7 daysBOMIn Progress
Staff training on Chinese Wall30 daysBMScheduled
Implement cash limit alerts30 daysITPending
Weekly key register audit30 daysBOMPending

Final Findings with AI Analysis

RBI Audit Policy Framework

Master Direction - Branch Operations 2024-25

v2024-25Effective: Apr 1, 2024